Most people know that claims can affect their rates. However, it is important to know how claims can affect your rates. For example, it is possible that a claim for a $500 theft will increase the rates as much as a claim for a $20,000 fire. If you want to know how a claim might affect your rates or if you are unsure whether a claim makes sense in a given situation, please contact our office at (425) 820-1556 or john@totemlakeinsurance.com before calling the company claims department. In most cases, contacting the company claims department initiates a claim and ends your opportunity to avoid any rate changes the claim might cause. The following numbers should be used to file claims: Pemco Insurance: 1-800-467-3626 Safeco Insurance: 1-866-472-3326 The Hartford: 1-800-624-5578 Hartford Flood Insurance: 1-800-759-8656 Progressive Insurance: 1-800-888-7764 GeoVera Insurance: 1-800-324-6020 Personal Umbrella.com: 1-800-564-1799 Foremost Insurance: 1-800-527-3907. Symetra Life Insurance: 1-877-796-3872 | |||||||||||||||||||||